After my recent battle with emergency vet bills for my beardie's prolapse I remembered that the company I work for offered pet insurance for cats and dogs through VPI (http://www.petinsurance.com/plans-and-coverage/bird-and-exotic-pet-insurance.aspx). I looked into it and found that they offer exotics insurance as well that's surprisingly low cost. The plan I got has a $50 deductible and reimburses 90% thereafter for all illness and emergency care. When the lady on the phone quoted me only $9.00 a month (and that's without my company discount) I signed up right then and there. I've seen quite a few threads in the health section here and in the ER section talking about being unable to afford care and just wanted to put this option out there as a great way to make proper and timely vet care much less financially frightening.