Beardie health insurance-- it exists!

[KendraA]

Hi everyone, this is a PSA rather than a question. I wanted to let this community know what I wish I'd known a few months ago. Since mid-May, I've spent $400 at the vet for my beardie Wallace on run-of-the-mill problems (weight loss due to loss of appetite, a scraped wrist that wasn't healing). I googled health insurance for pets thinking it would be a joke or absurdly expensive. The only company I could find that insures reptiles, called VPI through Nationwide, has cheap and decent coverage that I wish I'd bought sooner. I live in Minnesota and Wallace is 17 months old, so your rate might be different, but for me it's $7/month. After a $50 deductible for each new problem (i.e. the first exam for a new condition, you pay $50), they pay 90% of remaining fees, including future visits for the same problem (up to a certain limit, which ranges from hundreds of dollars for more expensive precedes such as surgeries, to smaller amounts, like $100 for medical treatment of a cut). It doesn't cover preventative stuff, like an annual exam and fecal or parasite treatment. It doesn't cover pre-existing conditions. It's not perfect because there is a cap on every condition so you will still end up footing some of the bill, but many, many conditions are covered at least partially, including prolapse, MBD, swallowing foreign object (impaction), cancer, etc. Anyways, I just wanted to let this community know it is an option.

 

[Drache613]

Hello,

Yes, that is a good company I have heard through several people.
I am glad it was so helpful in covering your boy! It can sure add up if you have a lot of issues.

Tracie

 

[TerryG]

Wow! So affordable! I just got my beardie and she's only four months old. I hope it'll be just as great a price for me...I wish my own insurance was such a great price!

 

[Heyimbrit]

I got this for my babies as well. Reptile vet bills are ridiculous. I get a discount through work so I pay about $10/mo to cover both of mine.